|
1) What
is a payday loan?
A payday loan is a small loan usually $500 or less.
2) What can a payday loan be used for?
You can use you money for whatever purpose you like.
Whether you want to pay off some bills, buy something,
or just have some fun it's all up to you!
3) What do I need to get a payday loan?
To get a payday loan you must be employed (3 months or
more), have an active checking account, earn a monthly
income of at least $1000, be a U.S. citizen at least
18 years of age.
4) How long will it take for me to get approved?
Once you submit your application to us you may get
approved in 30 minutes or less.
5) How do I receive my payday loan?
Your money will be wired directly to your account.
6) What is the maximum amount I can borrow?
The maximum amount you can borrow is $500.
7) Do I need collateral to get a payday loan?
No. Your job is your collateral.
8) How do I receive my payday loan?
Once you're approved an e-mail confirmation will be
sent to you. The money will then be wired directly to
your checking account by the next business day.
9) Can I still get a payday loan even if I've declared
bankruptcy or have bad credit?
Yes you can. There are no credit checks. Your
employment is your collateral.
10) When do I have to pay the payday loan back?
Your payment is due the following pay period.
11) If I have a payday loan from another company, can
I still get a payday loan from you?
No. We do not lend to anyone with outstanding payday
loan balances.
12) Can I pay my payday loan back early?
Yes. There are no penalties for paying your payday
loan off early.
13) Do you allow extensions?
Absolutely! Just contact us before your current due
date and for a small fee well make arrangements to
have your payment extended to the following pay
period.
14) Do I have to pay any additional fees?
Depending on which lending institution your
application is sent to, you may be required to pay a
lending fee. Fees range anywhere from $15 -25 per $100
that's borrowed. |
